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“Women and Divorce: How Women Should Protect Themselves
Financially Regarding Divorce”
Women who believe a divorce is a possibility or who think that
their husband will be asking about getting a divorce at some
point should put their emotions aside and plan “just in case”
their intuition is correct that a divorce may be coming in the
near future. If women who believe that the “divorce discussion”
may be lurking, they should make it a point to look for solid
signs that their husband will indeed ask for a divorce…then
they should plan accordingly.
Women who think that they are signs that her husband may ask
for a divorce but haven’t thought about it deeply or who think
that a divorce would better suit them rather than their
husbands, should view the situation realistically and as
stoically as possible. This will ensure that plan they take is
calculated, logical and will benefit them based on what they
want the end result to yield.
Often times women refuse to think that a divorce could happen
to them and one day their husband comes home and says “There’s
something I have been meaning to talk to you about…” or “I
think we should get a divorce.” or something similar. If the
situation has reached this point, it’s too late for women to
start planning for their financial future after divorce.
So what do women who think a divorce is eminent or who want a
divorce for themselves do in order to ensure they aren’t left
in financial ruin?
There’s certainly a myriad of tactics that can be used and each
woman’s situation is different regarding divorce, but here’s
some tactics that will help:
Women and divorce tactic 1:
Once women know that they will be getting a divorce, they
should make a plan and keep it to themselves. They shouldn’t
let anyone know what they’ve decided to do. They should not
tell their friends, co-workers, or family…no one. And they
certainly shouldn’t lead on to their husband that they want a
divorce if they are the ones who will be making the first move
to end the marriage.
Women and divorce tactic 2:
Women in divorce should realize that the plan they take may
require several months to implement and they should be patient
and plan logically. Women should learn how much money it would
take to support themselves (and children if the situation
warrants it), how much money is actually available to them now,
and how they can adjust their lifestyle to make sure they can
Women and divorce tactic 3:
Women who may be facing divorce should look at the household
wills. In some cases, it may be legal to take someone out of a
will or put someone into a will without that person knowing.
Women and divorce tactic 4:
Women who want to plan for divorce should try to put away cash
in the event something dramatic happens unexpectedly. Bit by
bit, putting cash away somewhere in a place that cannot be
found by heir husband will allow women to make sure they can
survive in the event of “unforeseen circumstances”.
Women and divorce tactic 5:
Women who plan on getting divorced should document any events
that will strengthen their case against their husband.
Occurrences such as physical abuse, verbal abuse, mental abuse,
and drunken stupor that end in embarrassment or abuse are
examples or instances that should be documented because these
happenings strengthen any case the women have against their
Women and divorce tactic 6:
Women who know that divorce is in their future should do all
they can to decrease liabilities and increase their access to
money. This includes paying down mutual debt, establishing
credit of their own if they do not have credit already, and
making sure that the mortgage (if there is one) is paid down as
much as possible.
Women and divorce tactic 7:
Women who are serious about getting a divorce or who think that
their husband might ask for a divorce in the future should
gather all documents that have to do with anything financial
that has their name listed. They should make a list of all
these items with financial institution name, address, account
number, balance, interest rate, etc. Knowing exactly what is at
stake financially will help alleviate surprises later.
Planning a divorce can be as painful for women as it can be for
men. Generally, women aren’t the breadwinners (although things
are getting a lot closer to being ‘new age’ than in previous
decades) and getting surprised with divorce papers can have
long-term financial effects to women who don’t plan accordingly
and protect themselves financially.
Author of “A Practical Guide To Deciding Whether Or Not To Get A
Divorce”, the eBook recommended by counselors to their clients.
*Proven “Actions Items” to help you decide!